Get Rich Education

#44: A four-plex apartment building can be your major wealth catalyst with an FHA loan and your small 3.5% down payment.


Live in one of the four units and rent out the other three. It’s exactly how Keith began investing in real estate.


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Listen to this week's show and learn:


03:05  Why a four-plex rather than another property type?


04:35  How to put as little as a 3.5% down payment on a four-plex apartment building with an FHA loan.


06:19  Common objections to owning a four-plex this way.


09:28  Different four-plex layouts - townhouse style vs. apartment style.


12:32  Do you live in a geographic market favorable to “owner-occupying” a four-plex? Here are some indicators.


14:30  Running the numbers.


16:09  Leverage creates wealth for you in an appreciating environment. But if the market loses value, leverage can become difficult for you.


20:48  Preparation: how to position your affairs to buy a four-plex.


23:35  Property selection considerations.


26:46  How to structure your purchase offer with the seller to your advantage.


30:25  By buying a four-plex, you’re starting off bigger than most well-known real estate investors have. Most people simply don’t consider buying four-plexes with FHA loans.


Resources mentioned: and


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Direct download: GREepisode44.mp3
Category:general -- posted at: 4:00am EST